Personal Accounts & Services

Personal Checking
- $100 Minimum to open account
- No monthly service charge if $500 minimum daily balance is maintained at all times*
- Free online banking
*A $10 monthly service charge will be charged if checking account balance falls below $500 or combined savings and checking balance falls below $2500 at any time
Personal interest earning checking
- $500 Minimum to open account
- Monthly service charge fee waived if $5,000 minimum balance is maintained at all times*
- Tiered interest paid monthly on balances of $5000 and over
- Rates are subject to change after account is opened
- Free online banking
*A $10 monthly service charge will be charged if checking account balance falls below $5000 or combined savings and checking balance falls below $10,000 at any time
Personal Savings
- $100 Minimum to open account
- Quarterly service charge waived if $100 minimum balance is maintained at all times*
- Tiered Interest paid quarterly on minimum balance of $100
- Rates are subject to change after account is opened
- Withdrawal restrictions**
*A $5 quarterly service charge will be charged if balance falls below $100 at any time
**You may make up to six (6) pre-authorized, automatic or telephone transfers from your account each
quarter. Of the six transactions, no more than three (3) may be point of sales, draft, or third party
check. There is no limitation on in-person withdrawals. A $5.00 charge will be assessed for each
transaction exceeding the limitations
Personal Money Market
- $100 Minimum to open account
- No monthly service charge if $2500 balance is maintained at all times*
- Tiered interest paid monthly on collected balances over $2500**
- Rates are subject to change after account is opened
- Six withdrawals per month***
*A $10 quarterly service charge will be charged if balance falls below $2500 at any time
**No interest paid if balance falls below $2500
***You may make up to six (6) pre-authorized, automatic or telephone transfers from your account each
month. Of the six transactions, no more than three (3) may be point of sales, draft, or third party
check. There is no limitation on in-person withdrawals. A $10.00 charge will be assessed for each
transaction exceeding the limitations
Savings for Minors
- $100 Minimum to open account
- No daily minimum
- No quarterly service charge
- Rates are subject to change after account is opened
- Withdrawal restrictions*
*You may make up to six (6) pre-authorized, automatic or telephone transfers from your account each quarter. Of the six transactions, no more than three (3) may be point of sales, draft, or third party check. There is no limitation on in-person withdrawals. A $5.00 charge will be assessed for each transaction exceeding the limitations
Certificate of Deposit (CD's) $100,000+
- Minimum 7 days to 5 years*
- Simple interest paid monthly
- 10 day grace period
- 30 day advance notice for maturity
- 21 day advance notice for renewals
- Early withdrawal penalties:
- 90 day under 1 year
- 180 days 1 year and over
*refer to account disclosures for terms and rates
Certificate of Deposit (CD's) under $100,000
- $5000 Minimum to open*
- Simple interest paid monthly
- 10 day grace period
- 30 day advance notice for maturity
- 21 day advance notice for renewals
- Early withdrawal penalties:
- 90 day under 1 year
- 180 days 1 year and over
*refer to account disclosures for terms and rates
Fixed Rate IRA's
(1 and 2 Year Terms)*
- $1000 Minimum to open
- Simple interest paid monthly
*refer to account disclosures for terms and rates
See Account Disclosures for more information

Contact Us
3033 North Central AvePhoenix, AZ 85012
P: 602-283-1460
F: 602-283-1455
Lobby Hours
M-F: 9:00 - 5:00
Sat & Sun: Closed



